An umpire is a competent, disinterested, impartial individual who is
charged with making a decision regarding the value of property or the
amount of a property loss.
Why do judges need to know about the appointment of umpires?
From time to time Judges may be called upon to select an umpire,
pursuant to an appraisal provision in a property insurance contract.
How is the appraisal process invoked?
The mechanism by which the insured or the insurer may invoke the
appraisal process is specifically delineated in the insurance contract.
Generally speaking, the appraisal process is not to resolve issues of
coverage or liability, but it is the proper methodology for resolving
valuation issues, such as the amount of the loss or damage, or the
amount necessary to repair or replace property lost or damaged.
An ideal umpire:
• Will render a timely and impartial decision.
• Is competent.
• Observes high standards of conduct.
• Has integrity.
• Has the ability to render an intelligent decision.
• Commands respect.
• Recognizes a responsibility to the public.
• Guards the integrity and fairness of the appraisal process.
• Can promote an efficient and just process.
• Is able to maintain the confidentiality of the process.
• Is trustworthy.
Call Kenneth Browne for a consultation with him, a Certified Umpire. 1-800-303-2591
